Hays Cauley, P.C. office building

What To Do When A Credit Reporting Agency Says You’re Dead

The fact that you are reading this – and may contact us – is proof enough to us that you are still in the land of the living. However, it can be a challenge to prove to the people who run credit bureaus that a report of your death in their records is wrong. If you have discovered that you were falsely reported to be dead or deceased, you must act right away to prevent damage such as:

  • Having your credit cards canceled
  • Having your credit score go to zero or your credit rating report disappear altogether
  • Having loan applications denied
  • Having insurance canceled
  • Having your job application denied
  • Having your mortgage application or apartment lease denied

Once you have been reported in credit systems as dead, private information about you may be released in various ways, leading to further problems.

If you have been reported as deceased to one or more of the credit reporting agencies, the consequences to you personally can be devastating. Don’t waste time trying to fix this on your own. Not only is it complicated, but the longer the error goes on, the greater the harm it can cause. Call the attorneys at Hays Cauley, P.C., immediately and let them get to work for you today.

How Did It Happen? What Comes Next?

The question of how it happened is something that most people want to know as soon as they learn credit bureau reports say they have died. Rest assured, we will dig to find out the answer for you if we represent you.

Meanwhile, however, we will take actions such as forcing credit bureaus to correct the error promptly. The Fair Credit Reporting Act (FCPA) is on your side, and with our attorneys on your side, too, we can help you salvage your credit report.

At Hays Cauley, P.C., we go to battle for you to clear up the inaccurate credit issues impacting your life.

You Are Not Alone In Your Fight For Justice

Your credit is vitally important. A zeroed-out or mixed-up credit report can have an impact on your ability to conduct the necessary business of your life. Our lawyers will work to get the wrongs made right and to get you the compensation you deserve after a credit report error has labeled you as deceased.

To schedule a free consultation, call 843-773-2782 or send us an email inquiry.